28 Oct '14, 2pm

Why is Taxi insurance more expensive then car insurance?

Posted by: Kelly Brown on 28-10-2014 Taxi insurance is more expensive than car insurance for a number of reasons, the first being that as a taxi driver, you are responsible for the safety of the passengers that you are transporting. Should you be involved in an accident which results in your passengers being injured, you could be made held accountable for thousands of pounds if they decide to make a claim. Taxis also accumulate a lot of miles on a daily basis, therefore this is recognised as a higher risk to insurers. It’s a law of average – the more a vehicle is on the road, the higher the risk of an incident. Taxi drivers are also known for doing a large amount of night time driving, which is also seen as a higher risk as it is a more dangerous time to drive. This is due to lower visibility and particularly on weekends, there is a higher chance of becoming a victim of an...

Full article: http://www.insuretaxi.com/2014/10/why-is-taxi-insurance-m...

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